Need FHA, VA, Jumbo? Need money back for closing cost? Need to Refinance and get Cash out? Get the experience you deserve and experience the easiest mortgage transaction. Click the APPLY NOW button above, click on long form to create a secure account and let's get started.

EXCEL Mortgage Services offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: loans that meet your needs. We provide loans for existing homeowners to refinance in to a better interest rate and lower payments. We also provide loans for first time homebuyers. We provide low down payment loans and low interest rates to help achieve homeownership.
 
Conventional/Conforming 30 Year Fixed
FHA
VA
Jumbo

Conventional/Conforming 30 Year Fixed
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.75%3.88%1%
3.875%3.923%0%

FHA

 FHA Purchase Loans offer borrowers the advantage of competitive low interest rates and down payments as low as 3.5% down. They also allow for clients that have low credit scores or blemishes on their credit the ability to borrow money at competitive prices. Call to find out more.

Term: 30 years   Maximum Amount: $417,000
 

 


VA

 VA financing offers Military personnel Active or Retired the ability to borrow money to purchase homes. These loans offer 100% financing at very competitive rates and fees. Call to find out more.

Term: 30 years   Maximum Amount: $417,000
 

 


Jumbo

 Jumbo financing offers borrowers the opportunity to borrow against high priced homes up to $2,000,000 in financing limits. Right now Jumbo loans have the best pricing on interest rates. Call to find out more.

Term: 30 years   Maximum Amount: $2,000,000
 

 



Do you need cash out? Right now is a great time to get an affordable cash out mortgage loan. Do you not have a large down payment for your new purchase? FHA offers affordable financing with a low down payment. 

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,400. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $2,400. Your actual APR may be different depending upon these factors.